Speaking of PowerWalls, Tesla has the best prices but they have reached their quota on SGIP rebates. As a result, third party installers have jumped into the market but marked up the prices to the point that the difference between their price and Tesla's is the rebate. Also do not confuse the Federal Tax incentive with the SGIP rebate. They are entirely different and you still get the Federal Tax credit with a Tesla system. I once had a deposit on a PowerWall with a third party but cancelled that to install a hybrid system. I can go into details if you are interested.
I don't mind manual load management. That is what I do now. I have a generator input on my house subpanel (with interlock) and choose what loads to run when. This allows me to run loads that wouldn't be able to run if I only had a critical loads subpanel. My main concern would be if the system automatically switched to backup and it couldn't handle the existing load. If everything shutdown without damage I'd be OK with that.
Depending on how the rebate is structured, "oversizing" the storage system may be the cheapest alternative.
NOTE: I subsequently found a SGIP website and the two largest rebates were $0.85 to $1.00 per Watt so that is in the ballpark of what you were told for twomPowerWalls, each of which has 13.5 kWhs of useable capacity. Both those programs had "Eguity" in the description which I assume may be the programs for disadvantaged communities or incomes below a threshold. That is an assumption that needs to be checked and verified.
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