Suppose I buy a brandnew quality 12v lithium battery pack without BMS and I charge it with a solar chargecontroller @ 14.1v and automaticly disconnect when it reach 13v also lvd @ 12.5v will the cells stay in balance for a long period of time?

If possible I intend to "bottom balance" first before charging and using it.

Above mentioned voltages are as examples.

In fact is my question what is the concept of max charge (hvd) and at which voltage should i disconnect (lvd) when using a 12v lithium pack without BMS so that the 18650 cells stay in acceptable balance for long period of time

And

in general is it wise to daily use lithium without BMS?