Maybe instead of a DPDT switch, Anderson pole connectors just underneath each panel. Then I could re-arrange things in an extended outage as I see fit.
If you really want to do this I'd suggest the following:
-Use connectors rated for outdoor usage. MC4 connectors (which many panels come with) are an example.
-Break BOTH sides of the circuit. You can do this with a three phase safety switch. For example I use a three phase Square-D disconnect rated for 30 amps 600 volts DC. Get a disconnect like this and switch both positive and negative sides of the string. That will reduce your risk of electrocution.
-Follow the usual rule of not paralleling more than two strings without a fuse.
This will allow you to rewire for a lower voltage but again I'd be very careful assuming that you can just use an AC appliance with a DC source. It might blow the hidden accessory transformer. Or it might look like it works great - right until the time you try to turn it off. You flip the switch, the DC creates an arc across the contacts, and the switch burns while the power remains on. (There are plenty of Youtube videos of people trying to use AC switches to break a DC circuit. They are sometimes pretty exciting.)
To a battery charger, or inverter, or DC appliances, or whatever. I can't see any reason that wouldn't work; I'd be completely disconnecting the grid-tie and bypassing for a different circuit. The biggest concern at that point is whether it's just better/cheaper to get a generator and a lot of gas. However, I already have a generator and gas, and this is plan B, or plan A if the outage lasts long enough.
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