From the OUTPUT of the CONTROLLER to the BATTERIES, and from the BATTERIES to the LOADS you are REQUIRED TO USE OCPD (over current protection devices). Try looking at the drawings I provided you as it answers your question in great detail.
You should be because you have not read the manual now have you? The 3 inputs ARE NOT FOR 3 PANELS, they are for 3 STRINGS of panels. Its a clever design idea so you are not forced to use combiners and fuses which cost big dollars. If you had read the manual you would have that question answered in detail;
MC4 models: Several splitter pairs will be needed to parallel the strings of solar panels. Do not exceed the maximum current rating of 25A per connector pair.
I suggest you try reading the manual.
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